> For the complete documentation index, see [llms.txt](https://docs.lumen.money/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lumen.money/introduction/overview.md).

# Overview

Lumen Money is a decentralized lending and borrowing platform built on Neon EVM. 

The protocol operates in a peer-to-peer manner, eliminating the need for intermediaries such as banks or traditional financial institutions.

Lumen Money aims to be the prime lending platform within the Neon EVM Ecosystem by offering the highest competitive incentives for money markets and having the deepest liquidity.

At its launch, Lumen Money will support a selection of high-liquidity money markets, featuring incentives that dynamically adapt in response to market conditions:

* ETH
* SOL
* USDT
* USDC